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I recently received a payment on coinbase of $6800 in USDT but when I converted it to USD it was at 0.98 conversion rate, so I only received $6,696.66. I have coinbase pro so fees are waived. I look back at the history of the rate for that day and it is $0.9995-$1.0001. Any insight for a noob?

CryptoCurrency @lump322 Source

I recently received a payment on coinbase of $6800 in USDT but when I converted it to USD it was at 0.98 conversion rate, so I only received $6,696.66. I have coinbase pro so fees are waived. I look back at the history of the rate for that day and it is $0.9995-$1.0001. Any insight for a noob?